Open Banking For Every Business

Set yourself apart with Embedded Payments – payment and account functionality integrated directly into your business. Move money in and out with a single set of flexible and scalable APIs.

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Maintain Progress with Real Time Reporting

Achieve targets, monitor advancement, and allocate resources with increased proficiency through robust reporting capabilities.
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Payments are complex. But Aoto’s modular, flexible, and full-stack solutions make it simple for you.

Establish new opportunities, simplify operations, and empower your teams. Whether you’re looking to scale or make marginal benefits, our breadth of payment capabilities means we have a solution for your business.

Modular

Modular

Each platform has different payment needs, so we have developed a modular payment system. Only interested in specific modules? No problem, use what you need.

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Flexible

Flexible

We don’t believe in “one size fits all”. Our mission is to provide you with the flexible payment solutions and supporting payment operations you need to succeed.

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Full-stack

Full-stack

Manage your end-to-end marketplace and platform payment flow and operations through our full-stack solution.

 

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Mix and match based on your business case

Our powerful analytics tools allow you to gain deep insights into your audience demographics, behaviors, and engagement, helping you to make informed decisions and adjust your strategy as needed.
Payments Strong payment acceptance

Payments Strong payment acceptance

Utilize our network for payment partners and our powerful orchestration layer to boost your acceptance rates and unlock low-cost processing.

Risk & Identity Smart risk & identity management

Risk & Identity Smart risk & identity management

Get a Clear Picture of Your Social Media Performance with Our Analytics
Flexible E-wallet

Flexible E-wallet

Use e-wallets to hold funds, easily move money between accounts, and reduce transfer costs. Build unique experiences such as cashback, tax, loyalty, and reward programs and much more using the same flexible e-wallet infrastructure.

Local & global payouts

Local & global payouts

Make payouts in real-time or on schedule to recipients in multiple countries in the methods you need. Have the flexibility to use earnings within the platform or top up an e-wallet through bank transfer, direct debit, and more.

Modular payment infrastructure for platforms and marketplaces

Build, run, and operate the payment infrastructure and operations you need to succeed.

Accept payments, send payouts, and onboard sellers in total compliance and security with smart risk and identity management.

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