Smart and Simple Digital Asset Banking

With our secure online Digital Asset banking services, Launch large-scale digital asset capabilities with our mission-critical custody infrastructure.

Digital Asset Solutions

for financial service providers and corporates

Delight customers. Create efficiencies. Build superior experiences.

Establish new opportunities, simplify operations, and empower your teams. Whether you’re looking to scale or make marginal benefits, our breadth of payment capabilities means we have a solution for your business.


The digital asset core system with banking roots

Build and scale advanced capabilities in the regulated digital asset industry.

“Bridging the digital asset industry and traditional finance requires a multifaceted approach incorporating institutional-grade technology, regulation, as well as industrial capacities. By partnering with AOTO, we will be able to leverage their secure infrastructure to ensure that we have a solid foundation to grow our digital asset market activities.”

Fintech Club, CEO @ Jessica

Grow your global footprint!

Aoto is on a mission to deliver cutting-edge banking services to international businesses and entrepreneurs.

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The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S.W.I.F.T. SC, is a Belgian cooperative society providing services related to the execution of financial transactions and payments between certain banks worldwide.

The Automated Clearing House (ACH) is the primary system that agencies use for electronic funds transfer (EFT). With ACH, funds are electronically deposited in financial institutions, and payments are made online.

Single Euro Payments Area (SEPA), customers can now make cashless euro payments – via credit transfer and direct debit – to anywhere in the European Union, as well as a number of non-EU countries, in a fast, safe and efficient way, just like national payments. 

Visa and Mastercard present distinct offerings, as neither company is involved with extending credit or issuing cards. This means that all Visa and Mastercard payment cards are issued through some type of co-branded relationship.